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Debt Management

The Colorado Uniform Debt Management Services Act and the Colorado Credit Services Organization Act were relocated from Title 12 of the Colorado Revised Statutes to Title 5, effective August 9, 2017.  
Please see the right sidebar for the revised Acts as well as Title 12 to Title 5 Cross-References.

The Colorado Uniform Debt Management Services Act (DMSA) regulates companies that offer and provide debt management services to Colorado residents.

Under Colorado law, Debt Management Services Providers (Providers) include non-profit and for-profit Credit Counseling and Debt Settlement companies.  Providers typically work with unsecured debt such as credit card debt. 
The law also applies to law firms and attorneys unless the attorney is licensed to practice law in Colorado and is providing legal services in an attorney-client relationship.
General Information


Registered Debt-Management Providers & Disciplinary History

Laws & Rules

Contact Us

Colorado Department of Law
Consumer Protection Section, DM
Ralph L. Carr Colorado Judicial Center
1300 Broadway, 6th Floor
Denver, CO  80203

Consumer Complaints & Registration:
(720) 508-6012
Fax Number:
(720) 508-6033