Please note: Advisories may not be applicable due to changes in the law or renumbering of statutes. Advisory Opinions DATE TITLE 12/20/2021 Validation of Debts 12/27/2006 Payment “Convenience Fees” 01/03/2000 Repossession Companies Acting as Collection Agencies 10/12/1995 Service of Summons and Complaint with a Validation Notice 03/31/1995 Inapplicability of C.R.S. §13-21-109 to Consumer Credit Transactions Including Post-Dated Checks/Payday Loans 08/30/1994 Pursuit of Civil Penalties Arising from Shoplifting Violations 08/12/1994 Persons Required to be Licensed as a Colorado Collection Agency 08/12/1994 Addition of Collection Costs to Principal Debt 07/27/1994 Collection Efforts During 30-Day Validation Period 11/15/1993 Attorney Collection Agencies 11/12/1993 Billing Services and “In-House” Contract Debt Collectors 07/09/1993 Licensing for Support Collections 03/01/1993 Dishonored Checks 07/22/1992 Insufficient Funds Law, §13-21-109, C.R.S. 12/11/1991 Collection of Interest on Dishonored Checks 10/16/1991 Loan Servicing 09/20/1991 Applicability of Collection Agency Board Licensing Requirements to a Check Guarantee Company 05/01/1991 Attorneys Subject to Colorado Fair Debt Collection Practices Act 04/10/1991 In-State Office Requirements and Validation Notice 03/26/1991 Communication by Faxes (Board Policy Statement) 01/08/1991 Rule 2.03 12/19/1990 Creditor’s Use of a Registered Trade Name in the Collection of its Own Debts 12/19/1990 Governmental Agency’s Use of a Third-Party Name to Collect its Debts 12/03/1990 Attorney Collection Agencies 07/10/1990 Branch Office Licenses 06/15/1990 Collection Agencies as Supervised Lenders 10/18/1989 Mechanic’s Liens 08/25/1989 “Bad Check”/Treble Damages Law – Assert Liability (Board Policy Statement) 04/14/1989 Costs of Collection (Board Policy Statement) 02/24/1989 Third-Party Contact – Business Cards (Board Policy Statement) 05/11/1988 Tax Liabilities as Debts