There will be a Public Rulmaking Hearing on March 23, 2021 at 10 AM via Zoom for New Rules pertaining to the Colorado Fair Debt Collection Practices Act. For more information or to join the Zoom meeting, view the Rulemaking Hearing Notice. You can review the Proposed Rules, as well.
The Administrator has issued an Order, published in the Colorado Register on October 25, 2020, pursuant to SB-211.
The Order extends the requirements of sections (4) and (5) of SB-211 until February 1, 2021. Governor Polis signed SB 21-002 on January 21, 2021, extending certain temporary prohibitions on extraordinary collection actions to June 1, 2021.
The Colorado Fair Debt Collection Practices Act (CFDCPA) is a state law that governs the actions of debt collectors and collection agencies. It provides consumers with certain rights and restricts the practices collection agencies may use to attempt to collect debts. For example, the law prohibits collection agencies from using harassment, misleading, and unfair practices. The law prohibits unnecessary disclosure of the debt to parties not obligated to pay the debt. The law does not apply to creditors collecting their own debts.
The Colorado Attorney General’s Office, through the Administrator of the CFDCPA, investigates complaints about collection agencies and takes appropriate disciplinary or legal action when a collection agency has violated the law. This office cannot give legal advice nor can we represent individual consumers in actions against collection agencies. Consumers may bring legal action against collection agencies under the CFDCPA.
For information about past meetings, Advisory Opinions and Bi-Annual Reports from the Administrator, visit the General Information webpage using the link below. A copy of the draft proposed Rules from the August 25, 2020 is also available on the General Information webpage.