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Colorado Attorney General

Phil Weiser

Colorado Attorney General

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Colorado Uniform Consumer Credit Code: Licensing & Notification

The 2021 Supervised Lender Annual Report is now Available! Please note, the 2021 Supervised Lender Annual Report and applicable Appendices must be submitted electronically, via the Licensing Community portal. The General Mailings contact for each supervised lender should have a login for the portal. For more information, view the 2021 Supervised Lender Annual Report webpage.

Supervised Lenders

A Colorado supervised lender license is required to engage in the business of supervised loans. A supervised loan is a consumer loan with an annual percentage rate greater than 12% per year. Consumer loans include both secured and unsecured consumer loans; deferred deposit loans (also known as payday loans, post-dated check cashing, and/or deferred deposit lending); small installment loans; credit cards; consumer insurance premium financing; and certain real estate secured loans. For more information on licensing requirements and exemptions, please refer to the Colorado Uniform Consumer Credit Code.

Application Forms

  • Master License Application
  • Branch License Application

General Forms

  • Notice of Address Change
  • Personal Affidavit
  • Surety Bond
  • Cash Assignment
  • License Verification Form

Information for Supervised Lender Applicants/Licensees

  • Memorandum regarding Compliance Examinations
  • Supervised Lender Loans – Compliance Examinations Guidelines
  • Deferred Deposit Loans – Compliance Examinations Guidelines
  • Small Installment Loans – Compliance Examinations Guidelines
  • Memorandum regarding Real Estate Closing Costs/Document Preparation Fees

Notification Filers

Retail Sales – FAQs

Credit sellers and retail merchants that regularly extend consumer credit as a “creditor” must file the notification form and pay the notification fee within 30 days after commencing business in Colorado and thereafter, on or before January 31 of each year.

  • 2022 Initial Notification Form

If you have failed to file notification for previous years, please fill out each applicable year’s notification form below and submit along with the required notification and late fees:

2021 |2020 | 2019| 2018

*Please note you will not be considered an active Retail Sales Notification Filer until all notification forms and fees have been submitted*


Sales Finance – FAQs

Sales finance companies that regularly collect consumer credit contracts must file the notification form and pay the notification and volume fees within 30 days after commencing business in Colorado and thereafter, on or before January 31 of each year.

  • 2022 Initial Notification Form

If you have failed to file notification for previous years, please fill out each applicable year’s notification form below and submit along with the required notification, volume, and late fees:

2021 |2020 | 2019 |2018

*Please note you will not be considered an active Sales Finance Notification Filer until all notification forms and fees have been submitted*


Rent-to-Own – FAQs

Colorado regulates the rent-to-own industry under the Colorado Rental Purchase Agreement Act. Rent-to-own businesses must file notification and pay the notification fee within 30 days after first soliciting or entering into rental purchase agreements and thereafter, on or before January 31 of each year.

  • 2022 Initial Notification Form

If you have failed to file notification for previous years, please fill out each applicable year’s notification form below and submit along with the required notification fee:

2021 |2020 | 2019 | 2018

Laws & Rules

  • Colorado Uniform Consumer Credit Code
  • Rules – UCCC

Current Fees

Supervised Lenders

Master License $740
Branch License $740

*These amounts include a $100 surcharge added to all new and renewed supervised lender’s licenses to be deposited in the Identity Theft and Financial Fraud Cash Fund in the Colorado Department of Public Safety, as required by 24-33.5-1707(2)(b), C.R.S.

Notification Filers

Retail Sales Notification Fee $140
Sales Finance:
   Notification Fee $140
   Volume Fee (per $100,000)   $15
Rent-to-Own:
  Initial Notification Fee   $50

Contact Us

Colorado Department of Law
Consumer Protection Section, UCCC
Ralph L. Carr Colorado Judicial Center
1300 Broadway, 6th Floor
Denver, CO  80203
uccc@coag.gov
Consumer Complaints, Notifications, & Information:
(720) 508-6012
Supervised Lending Licensing:
(720) 508-6010
Fax: (720) 508-6033

Office of the Attorney General
Colorado Department of Law
Ralph L. Carr Judicial Building
1300 Broadway, 10th Floor
Denver, CO 80203

(720) 508-6000

Contact the Office of the Attorney General

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