The Colorado Uniform Consumer Credit Code (“UCCC”) is a state law that regulates the terms and conditions of consumer credit in the state of Colorado. This includes nonbank lenders, such as supervised lenders, retail sellers, finance companies, installment lenders, second mortgage companies, and rent-to-own companies.
Important Update for UCCC Licensees and Notification Filers!
Renewals for retail sales, rent-to-own, and sales finance companies will be available soon. The 2023 Annual Report for supervised lenders only, as well as the supervised lender renewal will also be available soon. Once the available, we will update this webpage and email the Licensing/Renewals contact on record. Please ensure the contact and their information is accurate (this information can be found via the Licensing portal; go to Licenses and click on the license number). Please be advised that Senate Bill 23-248 has changed the due date for renewals from January 31 to July 1 each year.
Initial License – Supervised Lenders
Initial Notification – Retail Sales, Sales Finance, and Rent-to-Own
The above license and notification filings (once issued) are valid through each July 1 regardless of the date issued and must be renewed annually. See the above information for important dates for supervised lenders and notification filers.
Although a license or notification expiration date may reflect the prior 7/1, the existing license shall not expire (so long as a renewal is submitted) until the renewal application has been finally acted upon by the agency, pursuant to section 24-4-104(7), C.R.S.