The Colorado Uniform Consumer Credit Code (“UCCC”) is a state law that regulates the terms and conditions of consumer credit in the state of Colorado. This includes nonbank lenders, such as supervised lenders, retail sellers, finance companies, installment lenders, second mortgage companies, and rent-to-own companies.
Pursuant to § 5-2-302(4) and (5), C.R.S, if a supervised lender has more than one place of business, they must obtain a master license. A separate application, license fee and proof of financial responsibility is required for each branch location.
License Applications
Other Forms for Applicants & Licensees
| Master License | $ 740 |
| Branch License | $ 740 |
This includes a $100 surcharge added to all new and renewed supervised lender licenses to be deposited in the Identity Theft and Financial Fraud Cash Fund in the Colorado Department of Public Safety, as required by § 24-33.5-1707(2)(b), C.R.S.
| Renewal becomes available | Around mid-December each year |
| Renewal due date | January 31 each year |
| Late fees | March 2 each year (if not submitted by March 1) |
| Renewal Deadline! | March 15 each year |
If a licensee fails to pay the appropriate renewal and penalty fees by March 15, its license shall automatically expire!
| Annual Report becomes available | Around mid-March each year |
| Annual Report due date | June 1 each year |
| Annual Report Deadline! | July 15 each year |
If a licensee fails to submit the Annual Report and Proof of Financial Responsibility by July 15, their license will automatically expire!
Credit sellers and retail merchants that regularly extend consumer credit as a "creditor" must file the notification form and pay the notification fee within 30 days after commencing business in Colorado and thereafter, on or before January 31 of each year.
If you have failed to file notification for previous years, please fill out each applicable year's notification form below and submit along with the required notification and late fees:
*Please note you will not be considered an active Retail Sales Notification Filer until all notification forms and fees have been submitted*
Sales finance companies that regularly collect consumer credit contracts must file the notification form and pay the notification and volume fees within 30 days after commencing business in Colorado and thereafter, on or before January 31 of each year.
If you have failed to file notification for previous years, please fill out each applicable year's notification form below and submit along with the required notification, volume, and late fees:
*Please note you will not be considered an active Sales Finance Notification Filer until all notification forms and fees have been submitted*
Colorado regulates the rent-to-own industry under the Colorado Rental Purchase Agreement Act. Rent-to-own businesses must file notification and pay the notification fee within 30 days after first soliciting or entering into rental purchase agreements and thereafter, on or before January 31 of each year.
If you have failed to file notification for previous years, please fill out each applicable year's notification form below and submit along with the required notification fee:
| Retail Sales Notification | $ 140 |
| Sales Finance Notification | $ 140 |
| Sales Finance Notification ONLY Volume Fee | $ 15 (per $100,000) |
| Rent-to-Own Notification Fee | $ 50 |
| Renewal becomes available | Around mid-December each year |
| Renewal due date | January 31 each year |
| Late fees | March 2 each year (if not submitted by March 1) |
Renewals must be submitted annually to avoid being canceled!