Laws and Rules
The laws are available via Colorado Legal Services provided by LexisNexis, the Official Publisher of Colorado Revised Statutes. The Colorado Fair Debt Collection Practices Act is available under Title 5.
- Colorado Fair Debt Collection Practices Act (opens in new tab)
- Colorado Fair Debt Collection Practices Act Rules (opens in new tab)
- Colorado Child Support Collection Consumer Protection Act (opens in new tab)
- Colorado Child Support Collection Consumer Protection Act Rules (opens in new tab)
Meetings
There are no meetings scheduled at this time
Bi-Annual Reports
In accordance with Senate Bill 17-216, below are the Bi-Annual Reports from the Administrator of the Colorado Fair Debt Collection Practices Act:
- First Bi-Annual Report, dated July 2, 2018
- Second Bi-Annual Report, dated December 31, 2018
- Third Bi-Annual Report, dated July 1, 2019
- Fourth Bi-Annual Report, dated December 31, 2019
- Fifth Bi-Annual Report, dated July 1, 2020
Administrative Opinions
*The Department of Law Consumer Credit Unit is committed to ensuring that its materials and documents are accessible to all. Should you need any assistance in order to fully access and use the materials and documents published or sent by the Consumer Credit Unit, please contact us at CAR@coag.gov to request an accommodation.
Below is a list of Memorandums, Administrative Opinions, Advisory Notices, and Notices regarding various debt collection issues. The documents are ordered most recent to least recent. In some instances, an Opinion may not be applicable due to changes in law or renumbering of statutes.
For more information, please send us an email at CAR@coag.gov
The Administrator's Interpretive Opinion Letter regarding Application of section 5-6-11, C.R.S. (PDF) is dated December 2, 2024.
The Memorandum regarding Healthcare Billing Requirements for Indigent Patients, HB 21-1198 is dated August 16, 2022.
The Advisory Opinion regarding Validation of Debts is dated December 20, 2021.
The Advisory Opinion regarding Payment "Convenience Fees" is dated December 27, 2006.
The Advisory Opinion regarding Repossession Companies Acting as Collection Agencies is dated January 3, 2000.
The Notice regarding Service of Summons and Complaint with a Validation Notice is dated January 3, 2000.
The Notice regarding Inapplicability of section 13-21-109, C.R.S. to Consumer Credit Transactions Including Post-Dated Checks/Payday Loans is dated March 31, 1995.
The Notice regarding Pursuit of Civil Penalties Arising from Shoplifting Violations is dated August 30, 1994.
The Notice regarding Persons Required to be Licensed as a Collection Agency is dated August 12, 1994.
The Notice regarding Addition of Collection Costs to Principal Debt is dated August 12, 1994.
The Notice regarding Collection Efforts During 30-Day Validation Period is dated July 27, 1994.
The Notice regarding Attorney Collection Agencies is dated November 15, 1993.
The Notice regarding Billing Services and "In-House" Contract Debt Collectors is dated November 12, 1993.
The Notice regarding Licensing for Support Collections is dated July 9, 1993.
The Notice regarding Dishonored Checks is dated March 1, 1993
The Notice regarding Insufficient Funds Law, section 13-21-109, C.R.S. is dated March 1, 1993.
The Notice regarding Collection of Interest on Dishonored Checks is dated December 11, 1991.
The Notice regarding Loan Servicing is dated October 16, 1991.
The Notice regarding Applicability of Collection Agency Board Licensing Requirements to a Check Guarantee Company is dated September 20, 1991.
The Notice regarding Attorneys Subject to Colorado Fair Debt Collection Practices Act is dated May 1, 1991.
The Notice regarding In-State Office Requirements and Validation Notice is dated April 10, 1991.
The Board Policy Statement regarding Communication by Faxes is dated March 26, 1991.
The Notice regarding Rule 2.03 is dated January 8, 1991.
The Notice regarding Creditor's Use of a Registered Trade Name in the Collection of its Own Debts is dated December 19, 1990.
The Notice regarding Governmental Agency's Use of a Third-Party Name to Collect its Debt is dated December 19, 1990.
The Notice regarding Attorney Collection Agencies is dated December 3, 1990.
The Notice regarding Branch Office Licenses is dated July 10, 1990.
The Notice regarding Collection Agencies as Supervised Lenders is dated June 15, 1990.
The Notice regarding Mechanic's Liens is dated October 18, 1989.
The Board Policy Statement regarding "Bad Check"/Treble Damages Law - Assert Liability is dated August 25, 1989.
The Board Policy Statement regarding Costs of Collection is dated April 14, 1989.
The Board Policy Statement regarding Third-Party Contact - Business Cards is dated February 24, 1989.
The Notice regarding Tax Liabilities is dated May 11, 1988.