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Colorado Attorney General

Phil Weiser

Colorado Attorney General

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Debt Management

The Colorado Office of Policy, Research and Regulatory Reform (“COPRRR”) is conducting a sunset review of Debt Management Services Act. The review will produce a report to the Colorado General Assembly and result in legislation based on the recommendations in the report. Analysis is performed to determine whether regulation is necessary and, if it is necessary, whether any changes should be made to the regulation of consumer credit counseling agencies and debt settlement providers. Stakeholders are invited to submit any issues, concerns, or ideas about the regulation of these entities to COPRRR. To submit your comments online, please visit COPRRR’s online form.


The Colorado Uniform Debt Management Services Act (DMSA) regulates companies that offer and provide debt management services to Colorado residents.

Under Colorado law, Debt Management Services Providers (Providers) include non-profit and for-profit Credit Counseling and Debt Settlement companies. Providers typically work with unsecured debt such as credit card debt.

The law also applies to law firms and attorneys unless the attorney is licensed to practice law in Colorado and is providing legal services in an attorney-client relationship.

DM

  • Active Debt Management Registrants
  • Registered Debt-Management Providers & Disciplinary History (through 10/31/20)

Laws & Rules

  • Uniform Debt-Management Services Act
    • Title 12 to Title 5 DMSA Cross-Reference
  • ​Rules – DMSA
  • Colorado Credit Services Organization Act
    • Title 12 to Title 5 CCSOA Cross-Reference

Contact Us

Colorado Department of Law
Consumer Protection Section, DM
Ralph L. Carr Colorado Judicial Center
1300 Broadway, 6th Floor
Denver, CO  80203
dm@coag.gov
Consumer Complaints & Registration:
(720) 508-6012
Fax: (720) 508-6033

Office of the Attorney General
Colorado Department of Law
Ralph L. Carr Judicial Building
1300 Broadway, 10th Floor
Denver, CO 80203

(720) 508-6000

Contact the Office of the Attorney General

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